The Problem on Wall Street is the "F" word: "Federal"

What if we connected point A, B, and C? Fact: A. Wall Street is shaky. Amateur investors are now involved. Mutual Funds continue to bounce through, changing and juggling constantly. Investors no longer have to buy in lots of 100 shares, or with their own money. The Dow Jones is higher than it has ever been, because the factor of inflation in the American economy is on Wall Street. America has outsourced jobs, the Big 3 are running behind, globally, and there are more Americans on Social Security and disability, than ever before. America is not a "producing nation," yet Wall Street is reaching new heights! That's because Wall Street has changed it's foundation. Wall Street is based upon trading paper, not actual investment of the value of a company's products.
B. The Federal Government has gotten very involved in big business, and the American Federal Government is basically from a business perspective; insolvent! Our federal government runs in the red, and our federal government is setting the direction of our nation, so . . . When the federal government is involved in housing and investment, we the people are ultimately going to discover just what some of the banks and sub-prime lending companies have come to understand.
C. When an insolvent entity, such as our government, steps in to regulate financing and subsidize Wall Street, we will quickly see that insolvency does not bring balance to a fragile financial situation.

I've included three paragraphs from the first website link I found in a Google Search, regarding Federal Mortgaging.

Federal Housing Administration
FHA Celebrates the 34 Millionth FHA Homeowner
FHA Commissioner, Brian Montgomery, introduced the Andrew and Angela Murin Family as its 34 millionth FHA Homeowner at the Murin's home in Edmond, Oklahoma. Mr. Montgomery also was the keynote speaker at the Federal Reserve Bank of Dallas' conference on Preserving Homeownership: Addressing the Foreclosure Issue. The conference featured discussions with economists, industry professionals, lenders and community leaders on the impact of foreclosures and innovative strategies for intervention. Capping off the week he visited Champion Homes, a manufactured housing plant in Burleson, Texas.

Freddie Mac
Who We Are
Freddie Mac is a stockholder-owned corporation chartered by Congress in 1970 to keep money flowing to mortgage lenders in support of homeownership and rental housing. By doing so, we help lower housing costs and provide better access to home financing.
Regulation and Oversight
Federal oversight helps us play our vital role in America's housing system.
Public Policy
As a unique corporate entity created by Congress to serve specific housing policy objectives, we think carefully about the impacts of legislation, policies, and industry issues on our company and our ability to fulfill our mission.

About Fannie Mae
Fannie Mae is a shareholder-owned company with a public mission. We exist to expand affordable housing and bring global capital to local communities in order to serve the U.S. housing market. Fannie Mae has a federal charter and operates in America's secondary mortgage market to ensure that mortgage bankers and other lenders have enough funds to lend to home buyers at low rates. Our job is to help those who house America. Fannie Mae was created in 1938, under President Franklin D. Roosevelt, at a time when millions of families could not become homeowners, or risked losing their homes, for lack of a consistent supply of mortgage funds across America. The government established Fannie Mae in order to expand the flow of mortgage funds in all communities, at all times, under all economic conditions, and to help lower the costs to buy a home. In 1968, Fannie Mae was rechartered by Congress as a shareholder-owned company, funded solely with private capital raised from investors on Wall Street and around the world.

Our government is in real estate investment. Is our government involved to assist with mortgage loans for the financially bad risks or is our government simply involved to be in a position for ownership at the point of real estate repossession?
I have my idea about this Federal Housing Administration, Freddie Mac, and Fannie Mae. We, the people, just can't afford "Federal Money" to keep a roof over our heads.
Therefore shall his calamity come suddenly; suddenly shall he be broken without remedy. a Proverb of Holy Scripture